Et si Vous en Saviez Assez Pour

Et si Vous en Saviez Assez Pour  

By: Peter Lynch

C’est là où l’auteur, un investisseur professionnel, promet au lecteur que dans les prochaines pages, il partagera les secrets de son succès. Règle numéro un : n’écoutez plus les professionnels ! Vingt ans de métier m’ont convaincu que toute personne normale utilisant les trois pour cent des capacités de son cerveau pouvait choisir des actions aussi bien, si ce n’est mieux qu’un expert de Wall Street. Je sais bien que vous n’attendez pas de votre chirurgien esthétique qu’il vous conseille de faire vous même votre lifting, ou de votre plombier qu’il vous dise d’installer votre propre chauffe-eau, et encore moins de votre coiffeur qu’il vous recommande d’égaliser vos mèches, mais il ne s’agit ni de chirurgie, ni de plomberie, ni de coiffure. Il s’agit d’investissement, où l’argent intelligent n’est pas si intelligent, et l’argent bête n’est bête que s’il écoute l’argent intelligent. [download]

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Heroic Defeats

Heroic Defeats 

By: Miriam A. Golden

Threatened with the bankruptcy of their employer in 1979, a majority of workers in Chrysler plants in the United Statesvoted for major concessions in wages and benefits in an attempt to reduce the company’s need for workforce reductions. Nonetheless, by so doing, employees tacitly endorsed the subsequent firings of thousands of their fellows. Faced with a similar situation a year later, autoworkers in Turin, rather than negotiating concessions, held out for 35 days in a strike against Italy’s largest private employer, Fiat, a strike that paradoxically only intensified after the firm retracted its threat to effect forced dismissals and proposed temporary layoffs in their place. At the same time, neighboring Olivetti plants were laying off thousands of employees with the active cooperation of the very same union that was making national headlines with its dramatic industrial action at Fiat. [download]

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Erotic Massage

Erotic Massage

By: Kenneth Ray Stubbs, Ph.D. with Louise Andree Saulnier

Basically all you need is oil fragranced ones entice the mind but may sting the skin especially membranous tissue Some prefer vegetable oils (unfragranced coconut oil is a good choice) others prefer mineral oils Visit your local lotions-and-potions store, try a health food store On membranous tissues, such as the female genitals, some consider water-based lubricants to be healthier Purchase them at a pharmacy perhaps at a sensuous boutique You can apply the oil or lubricant to your hands either from a plastic squeeze bottle a bottle with a push pump or a bowl Massage tables are great for your back and sturdy tabletops padded with foam or blankets are fine Otherwise, a padded floor a bed or the ground covered with cloth is quite suitable If you select a large bed have the recipient’s head at a corner of the foot of the bed. [download]

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Credit Risk Management

Credit Risk Management 

By: Tony Van Gestel and Bart Baesen

Credit risk, or the risk that money owed is not repaid, has been prevalent in banking history. It is a principal and perhaps the most important risk type that has been present in finance, commerce and trade transactions from ancient cultures till today. Numerous small and large failures, combined with the corresponding economic and social impact, further accelerated the importance of credit risk management throughout history. Credit risk management is a process that involves the identification of potential risks, the measurement of these risks, the appropriate treatment, and the actual implementation of risk models. Efficient credit risk management tools have been vital in allowing the phenomenal growth in consumer credit during the last 50 years.Without accurate automated decision tools, credit lending would not have allowed banks to expand the loan book with the speed they have. [download]

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English Drama Since 1940

English Drama Since 1940 

By: David Ian Rabey

The creation and management of public order through shared meaning is in itself profoundly dramatic. Clarke notes how Churchill’s wartime speeches (like those of Shakespeare’s Henry V) appeal to a sense of performance which constitutes history in the making: ‘Rather than minimising the threat of invasion, he dramatised it’, projecting himself into the future and flattering by association his fellow members of ‘the British Empireand its commonwealth’ that this would stand as ‘their finest hour’. British history has often dealt with challenges to homogeneous national identity by ‘ignoring’ them and marginalising dissenting voices into ultimately supportive foils for the dramatic advancement of self-styled protagonists: ‘Churchill and Orwell slipped into a well-established convention of illicitly, implicitly conscripting all Britons into a pageant of English history, with a few tartan-clad spear-carriers and Celtic by standers, presumed to be muttering the Welsh for “rhubarb”’. [download]

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Dangerous Lover

Dangerous Lover 

By: Lisa Marie Rice 

He needed Caroline like he needed light and air. More. The tall, emaciated boy dressed in rags rose from his father’s lifeless body sprawled bonelessly on the icy, concrete floor of the shelter. His father had been dying for a long time most of his life, in fact. There had always been something in him that didn’t want to live. The boy couldn’t remember the last time he’d seen his father clean and sober. He had no mother. All his life, it had been just the two of them, father and son, drifting from shelter to shelter, staying until they were kicked out. The boy stood for a moment, looking down at his only blood relation in this world, dead in a pool of vomit and shit. Nobody had noticed his father’s dead body yet. Nobody ever noticed them or even looked their way if they could help it. Even the other lost, hopeless souls in the shelter recognized someone worse off than they were and shunned them. [download]

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