Eloise: Letters to A Lost Child

Eloise: Letters to A Lost Child

By: Loise Lavallee

sitting alone in your room, I have long dreaded this moment, seeking the right words, gentle words of love which will bring about your rebirth. Dizzy before this quest for missing words and with the need to come to terms with our new reality, I have arrived after opening and closing many doors. I have this constant, fine pain, a small needle piercing just above my heart; emptiness and pain mingled with doubt and panic. How can I recreate your beauty, your softness, your strength, your suffering, and above all, your magic? Faced with the task, I doodle, I let myself be distracted and wander so that I can hold back, just a little. First I come to a picture of you at five months old. You are intact, smiling, with your brilliant cheeks and mirthful eyes, my little girl, so fall of life. Just beside it is another image of you, ten years later at the pavilion, with your freckles showing springtime and your dainty straw hat slightly tilted to one side, cruelly emphasizing your too-open mouth. [download]

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Engaging Minds

Engaging Minds 

By: David A. Goslin

One of the intriguing paradoxes of education in the United States is that many people believe that the nation’s schools are badly in need of reform, yet most people report that they are satisfied with the schools their children attend. Another is that nearly everyone acknowledges the importance of academic achievement for success in life, yet many Americans remain deeply ambivalent about how much time and effort their children should spend on schoolwork rather than sports, work, and other activities. American ambivalence about the amount of effort children should devote to academic achievement contributes to the fact that during much of the time most students spend in school, they are less than fully engaged in learning academic skills. It also helps to explain why the nation has made so little progress in improving education despite nearly three decades of intense effort. [download]

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Every Thing Must Go

Every Thing Must Go 

By: James Ladyman and Don Ross 

The aim of this book is to defend a radically naturalistic metaphysics. By this we mean a metaphysics that is motivated exclusively by attempts to unify hypotheses and theories that are taken seriously by contemporary science. For reasons to be explained, we take the view that no alternative kind of metaphysics can be regarded as a legitimate part of our collective attempt to model the structure of objective reality. One of our most distinguished predecessors in this attitude is Wilfrid Sellars. He expressed a naturalistic conception of soundly motivated metaphysics when he said that the philosopher’s aim should be ‘knowing one’s way around with respect to the subject matters of all the special [scientific] disciplines’ and ‘building bridges’ between them (1962, 35). It might of course be wondered whether or why science has any role for non-specialist bridge-builders. [download]

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Commodity Investing

Commodity Investing 

By: Frank J. Fabozzi

Commodities are currently enjoying a renaissance due to institutional investors such as pension funds and traditional portfolio managers. Many market participants attribute the recent dramatic price increases in commodities to increased demand for consumer goods, particularly from the populous countries of India and China. Demand from Brazil and Russia, two of the fastest-growing economies currently, has undoubtedly also played a part. (Collectively, these four countries are referred to as the BRIC countries.) Globalization and economic and political convergence have been behind the stimulated growth in these economies to a large extent. Besides increased investment on an enterprise level, increasing state investment in infrastructure in China has also led to enormous demand for commodities. This has caused a shock to the worldwide supply and demand dynamics, leading to at least short-term price increases. [download]

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Developing New Business Ideas

Developing New Business Ideas 

By: Andrew Bragg and Mary Bragg

At some time in their life, almost everybody has had an idea for starting their own business or for launching an innovative project. You are probably no different. The idea might have been sparked by something you saw on a foreign holiday or in a different market sector. You might have been dissatisfied with a product or service which did not work properly. It might have been an article which you read in the paper. Your own experience might have highlighted a particular gap in the market. You might think that your current organisation lets customers down and that you could do better on your own. You might have been made redundant. You might just be fed up with working for others. You might even be one of the favoured few who has had a ‘Eureka’ moment. But did you actually do something with your initial idea? [download]

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Charles Darwin: Leben und Werk

Charles Darwin: Leben und Werk 

By: Von Wolfgang Scaumann 

1st die Welt erschaffen worden, oder ist sie spontan entstanden? Alte Mythologien und Religionen sind sich mit den modernen Naturwissenschaften darin einig, dass es unsere Erde nicht von Ewigkeit an gegeben hat. Fruher war das eine Philosophie, heute sind wir dessen sicher. Als der Mensch zu denken begann, war ihm Vie-Ies unverstandlich, und so schuf er sich seine Cotter, denen er alles zuschrieb, was seine Vernunft nicht erklaren konnte. Dazu gehorte die Erschaffung der Welt als gottliche Tat. Gott erschuf die Welt in sechs Tagen, so steht es in der Bibel. Mit dem Aufkommen der Naturwissenschaften regten sich zunachst Zweifel, ob die sechs Tage wortlich zu nehmen sind. Wie kommen z.B. Muscheln in Gesteine, die man fernab von jedem groi3eren Gewasser und viele Meter iiber dem heutigen Wasserspiegel findet? [download]

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Business Writing and Communication

Business Writing and Communication 

By: Kenneth W.Davis

In this knowledge economy, writing is the chief value-producing activity. But you may not be writing as well as you could. That may be because you think writing requires a special talent that some people have and some people don’t. In fact, writing is a process that can be managed like any other business process. If you can manage people, money, or time, then you can manage your writing. And you can profit from the results. This book will give you the tools to become in the next 36 hours a more effective, efficient manager of your own writing. • You’ll become more effective because you’ll learn to produce writing that gets things done. • You’ll become more efficient because you’ll learn to produce more effective writing in less time. How can this magic happen in just 36 hours? It’ll happen because you’ll learn to take the management skills you already have and apply them to the process of writing. [download]

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Baby Tips for Grandparents

Baby Tips for Grandparents 

By: Simon Brett

You may think being a grandparent’s easy, that all you have to do is sit back and enjoy watching the development of another generation. But being a grandparent brings all kinds of new challenges. It puts new stresses on your relationship with your children and it’s also a diplomatic minefield. You’ll find, in your new role, you spend a lot of time biting your tongue to avoid saying the wrong thing. Oh yes, it’s tough. How fortunate then that you have this small book of advice to guide you through the choppy waters ahead. Before the baby’s born Try not to ask: ‘Should you be doing that in your condition?’ A grandmother-tobe should try to avoid turning into a primitive Wise Woman, dangling keys or needles over the bump to predict gender. [download]

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Business to Business Marketing

Business to Business Marketing 

By: Chris Fill and Karen E. Fill

This part consists of two chapters that introduce the two main themes of the book: business to business (B2B) marketing and information systems and technology (IS&T). These chapters are designed to provide a thematic platform on which the rest of the book builds. Chapter 1 introduces the fundamental characteristics of B2B markets and considers the nature, size and dynamics of the sector. Reference to the consumer market is made to highlight both the differences and similarities between the two fields and approaches. The main objective of this chapter is to set out the essential characteristics and importance of B2B marketing, the pivotal aspects of value creation and interorganisational relationships. This enables readers unfamiliar with the B2B market to become conversant with topics that are developed and explored in subsequent chapters of the book. [download]

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Asana Pranayama Mudra Bandha

Asana Pranayama Mudra Bandha 

By: Swami Satyananda Saraswati

Yoga is the science of right living and, as such, is intended to be incorporated in daily life. It works on all aspects of the person: the physical, vital, mental, emotional, psychic and spiritual. The word yoga means ‘unity’ or ‘oneness’ and is derived from the Sanskrit word yuj which means ‘to join’. This unity or joining is described in spiritual terms as the union of the individual consciousness with the universal consciousness. On a more practical level, yoga is a means of balancing and harmonizing the body, mind and emotions. This is done through the practice of asana, pranayama, mudra, bandha, shatkarma and meditation, and must be achieved before union can take place with the higher reality. The science of yoga begins to work on the outermost aspect of the personality, the physical body, which for most people is a practical and familiar starting point. [download]

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American Literature from 1600 Through The 1850s

American Literature from 1600 Through The 1850s 

By: Adam Augustyn

The roots of American literature lie in the 17th century before there actually was an America. Early texts that originated in North American settlements throughout the 1600s consisted of religious tracts that explored the relationship between church and state, as well as works that could be referred to as “utilitarian,” since they consisted of descriptions of everyday life. These first hand accounts of traders, explorers, and colonistssoon gave way to more compelling material, and the canon of American literature began to take shape. This volume traces the progress of the written word in a land that itself was evolving as a nation. The works of Jamestown leader John Smith, who wrote about his experiences in the first permanent English settlement in North America, are considered to be where American literature originated. [download]

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Adele King

Adele King

By: Albert Camus 

Maman died today. Or maybe yesterday (Aujourd’hui maman est morte. Ou peut-etre hier). With one of the most famous opening lines of modern French fiction, capturing the voice of a hero without intellectual pretensions or strong emotional attachments, UEtranger (1942, translated as The Outsider or The Stranger), is the best selling and the most republished French novel of the 20th-century and has been translated into more than 40 languages. Usually regarded as a classic, it is one of the few novels taught in schools and universities and found on most lists of the best modern novels. Both politicians and rock stars alike allude to it. The author of UEtranger, Albert Camus (1913-1960), was born to a poor, uneducated family in Algeria. His father died when he was one year old. He was very different from the typical French bourgeois intellectual. [download]

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Women in Management Worldwide

Women in Management Worldwide

By: Marilyn J. Davidson

Women continue to enter the workplace in increasing numbers in all developed countries. Several factors account for this trend. An increasing number of economies have become industrialized, the service sector has grown opening up positions for women, and growth in public and not-for profit sectors have created new opportunities for women. Finally, attitudes towards working women, particularly women with children, as well as political and legal initiatives, have supported this trend. However, the pace of advancement for women mangers and professions continues to be slow and uneven in different countries and cultures (Barreto, Ryan and Schmitt, 2009; Burke, 2009; Burke and Mattis, 2007; Helfat, Harris and Wolfson, 2006; Tarr-Whelan, 2009). In many cases, these women have invested in preparation for careers by undertaking higher education, with the proportion of women in university now equal to or greater than that of men. [download]

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Why Do Men Have Nipples

Why Do Men Have Nipples

By: Mark Leyner and Billy Goldberg

When you’re at a cocktail party, someone inevitably asks you what you do for a living. If you say that you are a doctor, the barrage begins. Soon you’re looking at someone’s mole, consulting someone else on his brother-in-law’s painful flatulence, racking your brain to explain the etiology of your hostess’s episodic vertigo, and that’s just the beginning. You would think that after twelve years of rigorous training and sleepless nights, doctors would have all the answers. But no! Not so. The sad fact is that one of the medical establishment’s great shortcomings is its failure to teach what the general public really wants to know about medicine. This book is an attempt to rectify this unfortunate situation. Inside these pages we will begin to answer some of the medical questions that real people ask. Pressing questions such as “Why does my pee smell when I eat asparagus?” “Is it true when they say ‘beer before liquor, never sicker. [download]

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Zuleika Dobson

Zuleika Dobson 

By: Max Beerbohm

That old bell, presage of a train, had just sounded through Oxford station; and the undergraduates who were waiting there, gay figures in tweed or flannel, moved to the margin of the platform and gazed idly up the line. Young and careless, in the glow of the afternoon sunshine, they struck a sharp note of incongruity with the worn boards they stood on, with the fading signals and grey eternal walls of that antique station, which, familiar to them and insignificant, does yet whisper to the tourist the last enchantments of the Middle Age. At the door of the first class waiting room, a loof and venerable, stood the Warden of Judas. An ebon pillar of tradition seemed he, in his garb of old fashioned cleric. Aloft, between the wide brim of his silk hat and the white extent of his shirt front, appeared those eyes which hawks, that nose which eagles, had often envied. He supported his years on an ebon stick. He alone was worthy of the background. Came a whistle from the distance. The breast of an engine was descried, and a long train curving after it, under a flight of smoke. It grew and grew. [download]  

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Understanding Children: Foundations for Quality

Understanding Children: Foundations for Quality 

By: Jeannette Harrison

Children’s growth and progress through life is largely dependent on the physical, social and emotional surroundings in which they spend their formative years. Early childhood care-providers have a critical role in developing social competence in young children. We have evidence that if a child is unable to develop effective social relationships with their peers by around six years of age, then that child may be at risk of encountering later academic failure and dropping out of school. Young children require quality environments in order to thrive socially, academically and emotionally. In order to determine the quality of an early childhood program, there are a number of identifying characteristics that describe a quality service. [download]

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Touch of Darkness

Touch of Darkness 

By: Christina Dodd

“I want you to cover my back.” Konstantine handed his brother the bottle and gestured down to the encampment in the valley below. “I’m going to take the Gypsy girl.” “We’re not supposed to mess with the Gypsies.” Oleg took a long pull of vodka. “Remember? It is written. Any woman is ours for the plucking, but not those zalupa Romanies.” Konstantine bared his sharp white teeth in what passed for a grin. “And I wonder why that is.” The Varinski family had no rules. No rules at all. They could do what they wanted rape, pillage, torture, murder and no one could stop them. But one ancient law existed. They were not to take a Gypsy woman. “Gypsies are filthy.” Oleg spft in the direction of the camp, and the warm spittle steamed as it struck the frozen ground. This autumn was as cold as a witch’s tit, with an early frost that had ruined the crops and put a hungry edge on everyone’s temper. “You’ll get a disease.” [download]

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Treasury of Investment Wisdom

Treasury of Investment Wisdom 

By: Dean Lebaron and Romesh Vaitilingam

For most of financial market history, bonds were owned by institutions and trusts, while stocks were owned largely by wealthy individuals. Public speculation came and went, and wealthy people also owned bonds, but the stock market was, for the most part, a domain of the wealthy. When I started out as an investment counsel in the early 1950s, this structure was still very much in place. All our clients were rich individuals; institutional accounts were scarce as hen’s teeth. The institutional business in the equity market would remain in the minor leagues for another decade at least. Insurance companies, endowments, and trusts were still working under old fashioned restraints and held minimal amounts of equities. Not-so-wealthy individuals were still on the periphery, as most of them did not yet have enough to start playing in the market while those that did have some money did not yet have the courage. [download]

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The Transparent Mind

The Transparent Mind 

By: Ingram Smith

J. Krishnamurti, 1895–1986, at the outset of his life’s work in 1929, said that his only concern was to set men and women absolutely, unconditionally free. Until his death, he traveled throughout the world speaking to audiences on every continent. In support of his work, five foundations were established to coordinate the activities that grew out of his talks. In his talks, Krishnamurti asked for a particular kind of participation on the part of the audience. He was not giving a predetermined lecture to which the audience listened with agreement or disagreement; he was not presenting a point of view, doing propaganda for an idea, belief or dogma, or leading the audience to a particular conclusion. Instead, the speaker and listeners were together exploring human problems. This is an art that is learned in the very act of attending to what Krishnamurti is saying. [download]  

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Why Buildings Fall Down

Why Buildings Fall Down

By: Matthys Levy and Mario Salvadori

Once upon a time there were Seven Wonders of the World. Now only one survives: the mountainlike Pyramid of Khufu in the Egyptian desert near Cairo. The other six have fallen down. It is the destiny of the man-made environment to vanish, but we, short-lived men and women, look at our buildings so convinced they will stand forever that when some do collapse, we are surprised and concerned. Our surprise may be partly due to the fact that most of us judge buildings by their facades: They look beautiful when very old and ugly when very young, the opposite of human faces. But this kind of judgment is superficial and misleading; a much better metaphor for a building is the human body. A building is conceived when designed, born when built, alive while standing, dead from old age or an unexpected accident. It breathes through the mouth of its windows and the lungs of its airconditioning system. [download]

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The Political Economy of Hazards and Disasters

The Political Economy of Hazards and Disasters

By: Eric C. Jones and Arthur D. Murphy

Now that it is a confirmed generalization that vulnerability to disaster impact is mediated by larger social processes, we find it compelling to link the political economy of disaster with the daily lives of individuals, households, and communities who have experienced extreme events. Because of the ubiquity of hazards and a per capita increase in disasters in some regions of the world (International Federation of Red Cross and Red Crescent Societies 2003), we are called to systematically study how societies incorporate extreme events, whether chronic or one-time/short-lived, into their social, political, and ideological structure. As ethnographers, we are interested in the daily lives of people who are impacted by disasters. As students of economic dynamics, we are specifically interested in how strategies for capital accumulation construct and distribute vulnerability to hazards and cause human disasters. [download]

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The Seduction of Simone

The Seduction of Simone 

By: Cherie De Sues

The swollen February sky brooded with purple and rosy hues, as though Mother Nature had slapped it. There was no point for Simone to put on a happy face her fickle emotions had bounced erratically between pain and joy all day. She supposed it was Mr. Cavendish standing at the rusted Iron Gate, towering behind him like the grill of a Mack truck. His tiny red sports car was off to the side, allowing her to drive on the narrow pavement leading to Celeste’s estate. No. It was her estate now. A chill stung her cheeks as she powered down the Jeep window and waited as the unsmiling octogenarian slowly meandered to the door. “Simone Devereux?” Old weathered skin told a silent story of years sailing and a life by the sea as he leaned in close to her. It was interesting Celeste had chosen this grumpy relic as her attorney. [download]

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The Encyclopedia of Comic Book Heroes

The Encyclopedia of Comic Book Heroes 

By: Michael L. Fleisher

The Encyclopedia 0f Comic Book Heroes began as something of a lark, and ended as a labor of love. In early 1969, I was working as a writer/editor for the Encyclopaedia Britannica, writing entries for an encyclopedia that the company intended to market orcrseas. One afternoon, as a humorous way of relieving the ofllce tedium, one of the other writers composed a short biography of Clark Kent written in the same stuny, pedantic style that characterized the biographies of real people in the encyclopedia we were working on. “KENT, CLARK,’· it began. “United States journalist who is secretly Superman . . . .” As the bogus entry made its way around the room, the editorial office exploded with laughter. People laughed because, by using a serious, pseudoscholarly style in connection with subject matter generally regarded as frivolous, the author had successfully satirized the pomposity of our encyclopedia. [download]

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The Sacred and The Feminine

The Sacred and The Feminine 

By: Griselda Pollock and Victoria Turvey Sauron

The initiating editor for this collection, Victoria Turvey Sauron, is an art historian working on the visual representation of the ecstatic woman in Western art and culture as an undecidable figure of the challenge to art and culture posed by female sexuality and subjectivity. Famously, Bernini’s sculptural installation of Teresa of Avila in her vision (13.1) has challenged interpreters to deal with the ambivalence of the image: hovering between a spiritual and an erotic experience. Tracing the genealogy of the iconography and visuality of the enraptured female body through to contemporary representations that appear more overtly sexual, Victoria Turvey Sauron identifies the problematic of a visual representation of embodied feminine subjectivity and sexuality that refuses monistic interpretations and instead brings into view shifting borderlines between interior and exterior. [download]

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The Early Information Society

The Early Information Society

By: Alistair Black, Dave Muddiman and Helen Plant 

The information society is not so new, or so significant, as we may think. In this book, we explore the idea of an information society before the information society that is today defined by the supposedly revolutionary impact of digital technology on our culture. Whereas it is undeniable that this new wave of technological development is in itself exceptional and exciting, its social effects should be viewed more soberly, the word ‘revolution’ in this regard having been devalued by its over-use in the vocabulary of socio-technical utopianism. Our view is that such grand, transformative assessments of social change need to be treated with considerable care. For some, the contemporary information society and its positive consequences are taken for granted; for others it is a contested concept which requires detailed investigation (Mackay, 2001). [download]

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The 100 Greatest Business Ideas of All Time

The 100 Greatest Business Ideas of All Time 

By: Ken Langdon

A famous business aphorism has been applied to many companies. It goes ‘All their plans were unsuccessful, and all their successes were unplanned.’ Planned or unplanned, the ideas in this book have the common factor of ‘success’, sometimes simple but hugely significant (see the Biro Idea 57), sometimes hugely complicated ideas whose physical success did not lead immediately to financial reward (see Eurotunnel Idea 22). Thus our definition of success can be seen as wider than financial gain. Overwhelmingly, however, the famous, occasionally infamous, great business ideas have led to huge financial rewards to innovators (see Edison Idea 4) and shareholders (see Coca-Cola Idea 54). Perhaps the trickiest part of the title is the bit that says ‘of all time.’ There must have been a time before money Idea 39 was invented – and that, along with interest rates, really enabled almost all of the other ideas to be expressed and compared. [download]

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Strategic Management

Strategic Management 

By: Michael A. Hitt, R. Duane Ireland and Robert E. Hoskisson 

Declining market share, cost disadvantages relative to some competitors, increasing competition from firms in emerging economies such as China, a downgrade of its debt, and continuing increases in the costs of its health care programs.These are some of the most serious issues facing General Motors (GM). When thinking about today’s GM in terms of the issues it faces, one might wonder if it can get much worse. If nothing else, the status of this huge firm (with global sales of $193 billion in 2004) shows that “no company is too big to fail, or at last shrink dramatically.Not even mighty GM.”How did GM get itself into so much trouble? What can this huge company do to reverse its fortunes? Just how serious is the situation facing GM? To answer this question, consider the following facts. In mid-2005, GM was cash-flow negative,meaning that the firm was consuming more cash than it was earning by selling cars. [download]

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The Book of Bad Habits

The Book of Bad Habits 

By: Hawkins and Laube, MD.

There are people who claim they understand the dos and don’ts of social behavior. Not you or me, obviously, but prim and proper people, expert in those sorts of things, who spend their lives Considering under what circumstances it’s okay to eat French fries with your fingers. Then there are the rest of us. While not the experts, we each have opinions of what is and what isn’t socially acceptable. If you don’t believe me, just ask any two people you know whether it’s okay to spit on the sidewalk. You’ll get an answer for sure probably conflicting but you’ll get one  nonetheless. Regrettably, people don’t agree. Not even the experts. So, what is a bad habit you ask? Let’s start with the word bad, which means “unwelcome or unpleasant.” Next, the word habit, which means a “regular practice or tendency.” A bad habit, then, would be the regular practice or tendency of saying or doing something unwelcome or unpleasant. [download]

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The Blood That Bonds

The Blood That Bonds

By: Christopher Buecheler

Her name was Two, and she sometimes thought she could smell her death, blowing in from the cemetery that lay south of her building in East New York. Sometimes she even hoped for it. Stinking, muttering, moldering death. Cold and dark. On these occasions, she felt as if even the dirty embrace of the grave would be better for her than the squalor she lived in now. She thought, maybe, she might find some sort of peace that had been missing all her life. Darren owned her building, like he owned the girls who occupied it. Three stories tall, four rooms to a floor. They lived two to a room, two bathrooms per floor, two kitchens in the building. Just over twenty girls, every single one of them selling her body each night at his command. In return for the money they brought him, he gave them food. He gave them shelter. [download]

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The Awakening

The Awakening 

By: Shannon Drake

Megan was screaming. In the terrible reality that was happening, she heard her own voice. In the darkness, she knew the sense of a spiraling fear that threatened to become overwhelming, to smother her. She had a sense of fatality, and she saw the shadow figure, saw him entering the room. Adrenaline raced through her, desperation, the sense that she must move, must fight for survival. The sound continued it was all she heard and she screamed and screamed, knowing the deadly menace that had come to her. She knew, as well, that she had said something, done something, to precipitate what was happening. She knew each step as it occurred, the figure appearing, the fear, the terrible understanding of what was to come. She felt the violence as he came upon her, his touch upon her hair first, then her clothing, the blows against her as she resisted. [download]

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Sex, Money, Happiness and Death

Sex, Money, Happiness and Death 

By: Manfred Kets De Vries

There is a well-known Zen story of two traveling monks who were trying to cross a river. When they were almost across, a young woman called out to them from the bank they had just left. She said she was afraid to get into the water because of the current. “Could one of you take me to the other side?” she asked. One of the monks hesitated, but the other returned, quickly placed her on his shoulders, took her across the river, and put her down on the other side. She thanked him and went on her way. As the monks continued their journey, one of them was troubled. Finally, unable to keep quiet, he broke out, “Brother, our Zen master has taught us to avoid any contact with women, but you picked that one up on your shoulders and carried her!” “Brother,” the second monk replied, “I set her down on the other side: it’s you who is still carrying her.” [download]

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Popular Tyranny

Popular Tyranny 

By: Kathtryn A. Morgan

The essays collected together here originated as a series of talks presented at the conference ‘‘Popular Tyranny: Sovereignty and Its Discontents in Classical Athens.’’ This volume, therefore, possesses both the strengths and the weaknesses of collected conference papers. The strength is the vigorous debate occasioned by bringing together a group of historians, archaeologists, and literary critics to discuss a topic that exerts a lively fascination for audiences both ancient and modern. A potential weakness is unevenness of coverage. This volume does not, for example, contain a detailed treatment of the theme of tyranny in Attic oratory or provide even coverage of the Thucydidean material. Nevertheless, I made the decision not to try to extend the coverage of the volume by inviting extra contributions (with the exception of the concluding essay by Robin Osborne). The reasons for this decision were twofold. [download]

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Passing The Plate

Passing The Plate

By: Chistian Smith and Michael O. Emerson 

This book attempts to help solve a riddle: why is it that American Christians give away so relatively little of their money? Contemporary American Christians are among the wealthiest of their faith in the world today and probably the most affl uent single group of Christians in two thousand years of church history. They have a lot of money as we will see in chapter 1. Nearly all American Christians also belong to churches that teach believers, as stewards of the belongings with which God has blessed them, to give money generously for the work of God’s kingdom, as we will see in appendix A. Most Christians belong to churches that teach tithing the giving of 10 percent of one’s income. Most American Christians also profess to want to see the gospel preached in the world, the hungry fed, the church strengthened, and the poor raised to enjoy lives of dignity and hope all tasks that normally require money. [download]

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Refining Processes

Refining Processes 

By: Surinder Parkash

Crude oil as produced in the oil field is a complex mixture of hydrocarbons ranging from methane to asphalt, with varying proportions of paraffins, naphthenes, and aromatics. The objective of crude distillation is to fractionate crude oil into light-end hydrocarbons (Ci-C4), naphtha/gasoline, kerosene, diesel, and atmospheric resid. Some of these broad cuts can be marketed directly, while others require further processing in refinery downstream units to make them saleable. The first processing step in the refinery, after desalting the crude, is separation of crude into a number of fractions by distillation. The distillation is carried out at a pressure slightly above atmospheric. This is necessary for the following considerations: 1. To raise the boiling point of the light-end carbons so that refinery cooling water can be used to condense some of the C3 and C4 in the overhead condenser. [download]

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Sexuality in The Middle Ages and Early Modern Times

Sexuality in The Middle Ages and Early Modern Times 

By: Albrecht Classen and Marilyn Sandidge

Why should we talk about sex, or  sexuality in more general terms, as a historical phenomenon? Why would such  a sordid  topic,  as some  conservative  critics might argue, and certainly have argued throughout the centuries see the long and unbroken tradition of clerical condemnation of sexuality as one of the worst sins in human life be of any relevance fo the study of the Middle Ages, the Renaissance,  and  the  early  modern  age? To raise  this  issue  also  provides  the immediate answer because no aspect of human life is meaningless, and everything we can learn about people in the past allows us to gain a more comprehensive and more complex picture, especially if our investigation leads us into the realm of people’s motifs, secret plans, hidden agendas, emotions, and dreams. If we can explain why certain actions were taken, certain laws issued, concrete institutions established, and various programs carried out we gain considerable insight into. [download]

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Living in Ancient Greece

Living in Ancient Greece 

By: Norman Banchroft Hunt

Most land suited to agriculture is found along the coastal plains and in a few area of the Peloponnese.Within the sparsely populated mountainous interior, many communities were isolated from each other, and even more so from the more inhabited coastal regions.This isolation led to societies that developed in very different ways. Climate, too, played a role in increasing social isolation. Mountain passes, blocked by snow in the extremely harsh winters, cut off communication even between neighboring valleys for several months of the year.The spring melt made the few tracks impassable for a further period. With pastoral land rare, the great plain of Thessaly was the only place for raising horses, which made Thessalians the strongest in cavalry. For much of the rest, travel and battling on foot was the norm. [download]

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Managerial Accounting

Managerial Accounting

By: Susan V. Crosson and Belverd E. Needles

This revision of Managerial Accounting is based on an understanding of the nature, culture, and motivations of today’s undergraduate students and on extensive feedback from many instructors who use our book. These substantial changes meet the needs of these students, who not only face a business world increasingly complicated by ethical issues, globalization, and technology but who also have more demands on their time. To assist them to meet these challenges, the authors carefully show them how the effects of business transactions, which are the result of business decisions, are recorded in a way that will be reflected on the financial statements. Instructors will find that building on the text’s historically strong pedagogy, the authors have strengthened transaction analysis and its link to the accounting cycle. [download]

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Once in A Lifetime

Once in A Lifetime 

By: Gwynne Forster

Alexis Stevenson had spent most of her thirty years doing what was expected of her. She managed not to fall in love until she met a man of whom her family would approve. Her father expected his girls to lead the pack, and she graduated at the top of her high school and college classes. Indeed, as a model student, her grades were such that her college and graduate schooling didn’t cost her wealthy parents a penny, although they provided her with a lifestyle that she neither needed nor wanted. But her academic successes came at the expense of a healthy social life. After she married Jack Stevenson, she exchanged her job as instructor in home economics at the StateUniversityfor that of homemaker, spending most of her time either planning for or entertaining her husband’s business associates, smoothing his rise to the top of the corporate ladder. [download]  

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Marketing Communications

Marketing Communications 

By: Patrick De Pelsmacker, Maggie Geuens and  Joeri Van den Bergh

The integration of the various instruments of the marketing mix is one of the major principles of sound marketing strategy. Obviously, this integration principle also applies to the various instruments of the communications mix. In fact, integrated communications have been practised by good marketing communicators for decades. Why, then, has the concept of ‘integrated marketing communications’ (IMC) in recent years developed into one of the basic new trends or buzz words in marketing communications? Is IMC really fundamentally new? Or is it an old idea which has rarely, if ever, been realised? In other words, is it something everybody agrees on which should have been activated years ago, but for all kinds of practical reasons was not? [download]

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Investing in Microfinance

Investing in Microfinance 

By: Phillip M. Bekker

In recent decades in finance and particularly in asset allocation quantitative methods gained considerably in importance. This trend is fostered by the rising processing power of computers. The impact of those quantitative approaches on investment decisions is controversial. Irrespective of numerous exceptionally successful applications for example in portfolio theory, misleading quantitative models also inspired the securitization of debt obligations and the underestimation of risks. The blind reliance on quantitative models has turned out to be inadequate. Quantitative tools can only be as smart as the input. Even a perfect quantitative model depends on the input variables. Furthermore, the models are often also calibrated with these data. As a result, the expression “garbage in, garbage out” is common in finance. [download]

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Hot City Nights

Hot City Nights 

By: Sandra Maarton, Sarah Mayberry and Emilie Rose

CARNAVAL had ended almost two months ago, but Rio didn‟t seem to know it.  Lincoln Aldridge wasn‟t surprised. He‟d been to Rio before. The city could be an endless party, especially for a man with money, rugged good looks and connections. Linc had all three but he wasn‟t in a partying mood. He had been on the go for almost two weeks, first flying to Argentina, then Colombia, then Brazil. His business meetings had gone well, but he had a more important matter on his mind. Too much time had gone by since he‟d heard from his sister. Kathryn and her husband, married five months, were on what she‟d called a belated honeymoon, seeing the world.  New York City was part of the world, Linc had said wryly, and he damned well expected that Kath and the husband he‟d never met intended to make it part of their trip. [download]

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George and The Virgin

George and The Virgin

By: Lisa Cach

“Hurry up, Osbert! It will be morning soon.” “Don’t rush me, Alizon. I cannot do it if you rush me.” She held his pizzle in her hand and jerked on it as he had shown her. “Why aren’t you getting hard?” “You’re not doing it right,” he whined. “I am not a cow to be milked.” “You certainly feel spongy as a cow’s teat. You’ll never get it in me if it stays like this.” “Devil take you! If I don’t, it won’t be my fault. You’re the one who doesn’t know what you’re doing. You’re the virgin.” He said it with a taunt in his voice, and she was glad of the dark of the shed, which saved her from seeing his face and being tempted to slap it. “I wouldn’t be here if I wasn’t a virgin and well you know it. Sheep would speak Latin before I would let you touch me.” “Be nice to me. It’s a favor I’m doing you.” She bit off the retort that came to her tongue,… [download]

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Freakonomics

Freakonomics 

By: Steven D. Levitt and Stephen J. Dabner

Anyone living in theUnited Statesin the early 1990s and paying even a whisper of attention to the nightly news or a daily paper could be forgiven for having been scared out of his skin. The culprit was crime. It had been rising relentlessly a graph plotting the crime rate in any American city over recent decades looked like a ski slope in profile and it seemed now to herald the end of the world as we knew it. Death by gunfire, intentional and otherwise, had become commonplace. So too had carjacking and crack dealing, robbery and rape. Violent crime was a gruesome, constant companion. And things were about to get even worse. Much worse. All the experts were saying so. The cause was the so-called superpredator. For a time, he was everywhere. Glowering from the cover of newsweeklies. Swaggering his way through foot-thick government reports. [download]

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International Economics

International Economics 

By: Paul R. Krugman

You could say that the study of international trade and finance is where the discipline of economics as we know it began. Historians of economic thought often describe the essay “Of the balance of trade” by the Scottish philosopher David Hume as the first real exposition of an economic model. Hume published his essay in 1758, almost 20 years before his friend Adam Smith published The Wealth of Nations. And the debates over British trade policy in the early nineteenth century did much to convert economics from a discursive, informal field to the model-oriented subject it has been ever since. Yet the study of international economics has never been as important as it is now. At the beginning of the twenty-first century, nations are more closely linked through trade in goods and services, through flows of money, through investment in each other’s economies than ever before. [download]

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How to Survive Your PhD

How to Survive Your PhD 

By: Jason R. Karp

When I was in high school, my electronics teacher had a silly, fortune-cookie saying to remind his students not to touch electrical wires with two hands and risk shock: “One hand in pockey, no get shockey.” Like touching wires with both hands, there’s a wrong way to do almost everything. For example, going down a park slide head first, throwing a paper airplane at your high school teacher, and not buying your twin brother a birthday present, instead claiming that you forgot his birthday, would all be considered by most as errors in judgment. I’ll be the first to admit I don’t always make the best decisions; but I’ve learned a great deal from my mistakes and, hopefully, you can, too. Life, as we all know, is full of choices. Some choices are big (like where you attend college, who you marry, whether or not you have kids), but some choices are small (like which movie you see, whether you buy a microwave at Target or Walmart,… [download]  

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Everyday Economics

Everyday Economics 

By: Lawrence H. Officer 

This book is for Everyman and Everywoman: Economics is for everyone. It is for people like you educated, intelligent, and aware who want to understand the world better and want to make the best decisions in their daily lives. That is why the book is called  everyday Economics.Many people think of economics as a dry, scholarly subject. But that is not the economics of this book. If life is exciting, then economics is exciting. If you want a better life, then economics is for you. You don’t have to be an economist to understand how economics affects you. You don’t have to be an economist to use economics to improve your life. Everyday Economics gives you an engaging way of looking at the world, and gives you practical advice on making financial decisions. [download]

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Entrepreneurship and Small Business

Entrepreneurship and Small Business 

By: Paul Burns

This book is about the dominant form of business on this planet the small firm. It looks at how firms develop from start-up, sometimes to grow, sometimes to fail, but mainly to stagnate. It looks at their contribution to society. It looks at their defining characteristics how they are not just scaled-down versions of large firms. It looks at how they go about business and the problems they face. It looks at family firms and the added complexity this brings. The book is also about owner-managers and, most interesting of all, entrepreneurs. It is about what motivates them to do what they do their personal and family influences. It is about how they go about the task of management making decisions, balancing risk and return and how they are different to managers in large firms. It is about how they must develop and change as the firm grows. It is about how certain defining characteristics they possess shape and define the business they run for good or ill. [download]

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Famous First Bubbles

Famous First Bubbles

By: Peter M. Garber 

The Dutch tulipmania, the Mississippi Bubble, the South Sea Bubble these are always invoked with every outbreak of great financial instability. So implanted are they in our literature, that they are now used more as synonyms for financial instability than as references to the particular events themselves. Along with words such as herding and the newly popular irrational exuberance, they now dominate the policymaking, academic rhetoric, and market commentary on the crisis years of 1997, 1998, and 1999. In general, these events are viewed as outbursts of irrationality: self-generating surges of optimism that pump up asset prices and misallocate investments and resources to such a great extent that a crash and major financial and economic distress inevitably follow. [download]

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Digitalization in Open Economies

Digitalization in Open Economies

By: Michael Vogelsang

Long economic waves, also called Kondratiev waves, are related to inventions and technologies, which change not only production processes but also the way of living. After the steam, steel, electricity, and petrochemical revolutions, network-based digitalization is the driving force today on the stage of business and private life. The Internet as a mass phenomenon, which began in the 1990s, allows easy and cheap connection of information technology systems. The next steps of technological progress as well as innovations in business and social life rely on information technology. As Nefiodow (2001) puts it: The 6. Kondratiev wave, which could be health and bioengineering, will be based on today’s 5. Kondratiev wave, which is information technology. Atechnological prerequisite of these developments is digitalization,whichmeans the expression of information in strings of 0 and 1, called binary or digital strings. [download]

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Corporate Finance

Corporate Finance 

By: Pascal Quiry and Maurizio Dallocchio

The primary role of the financial manager is to ensure that his or her company has a sufficient supply of capital. The financial manager is at the crossroads of the real economy, with its industries and services, and the world of finance, with its various financial markets and structures. There are two ways of looking at the financial manager’s role: • a buyer of capital who seeks to minimise its cost, i.e. the traditional view; • a seller of financial securities who tries to maximise their value. This is the view we will develop throughout this book. It corresponds, to a greater or lesser extent, to the situation that exists in a capital market economy, as opposed to a credit-based economy. At the risk of oversimplifying, we will use the following terminology in this book: • the financial manager or chief financial officer (CFO) is responsible for financing the firm and acts as an intermediary between the financial system’s institutions and markets, on the one hand, and the enterprise, on the other; [download]

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